Insurance
Requirement for Licensed Business |
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| Proof of Financial Responsibility; Insurance |
| Applicants
for licensure as a pesticide business shall furnish evidence of financial
responsibility acceptable to the state chemist prior to the issuance
and upon annual renewal of such license or upon expiration of the proof
of insurance on file with the state chemist. This requirement may be
satisfied by liability insurance issued in the name of the business. |
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| Minimum
Coverage |
| Minimum
coverage requirements shall be as follows: |
| 1. |
General
liability; three hundred thousand dollars ($300,000.00) combined single
limit of liability for bodily injury and property damage. The limit applies
to each occurrence. |
| 2. |
Vehicle
liability, three hundred thousand dollars ($300,000.00) limit per accident.
This shall be required only if the insured owns, leases, rents, maintains
or uses any vehicle in connection with the use of pesticides. This type
of coverage is not required if already covered by the general liability
insurance. |
| 3. |
Watercraft
liablity, three hundred thousand dollars ($300,000.00) limit per accident.
This shall be required only if the insured owns, leases, rents, maintains
or uses any watercraft in connection with the use of pesticides. This
type of coverage is not required if already covered by the general liability
insurance. |
| 4. |
Aircraft
liability, either of the following shall be required only if the insured
owns, leases, rents, maintains or uses any aircraft in connection with
the use of pesticides: |
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A. |
Three
hundred thousand dollars ($300,000.00) limit per accident. |
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B. |
Both: |
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i. |
One hundred thousand
dollars ($100,000.00) bodily injury per person and three hundred thousand
dollars ($300,000.00) per accident; and |
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ii. |
One hundred thousand
dollars ($100,000.00) property damage per accident and one hundred thousand
dollars ($100,000.00) aggregate. |
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| Coverage |
| General
liability coverage shall be conditioned to provide coverage for damage
to persons or property outside of the insured's care, custody and control
resulting from wind drift or overspray of pesticides. |
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| Official Form |
| Proof of financial responsibility shall be provided by the
issuing company or institution on forms determined to be acceptable by
the state chemist. Acceptable forms shall include a certificate of insurance. |
