PESTICIDE SECTION:
Regulates the distribution and application
of pesticides in the State of Indiana

 


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State Chemist Office

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Insurance Requirement for a Licensed Pesticide Application Business
 
Proof of Financial Responsibility; Insurance
Applicants for licensure as a for hire pesticide application business shall furnish evidence of financial responsibility (proof of liability insurance) acceptable to the State Chemist prior to the issuance of such license. This proof of liability insurance must be re-filed upon expiration of the proof of insurance on file with the State Chemist. The liability insurance must be issued in the name of the business to be printed on the license.
       
Minimum Coverage
Minimum coverage requirements shall be as follows:
1. General liability; five hundred thousand dollars ($500,000.00) combined single limit of liability for bodily injury and property damage.
2. Three hundred thousand dollars ($300,000.00) limit per accident.
       
Type of Coverage
General liability coverage shall provide coverage for pesticide related damage to persons or property:
  a. outside of the insured's care, custody and control;
  b. in the insured's care, custody and control;
  c. resulting from wind drift or overspray of pesticides; and
  d. resulting from any pesticide used by the business.
 
Acceptable Proof of Insurance Form
1. Proof of liability insurance shall be provided by the issuing insurance company on a certificate of insurance.
2. The certificate of insurance must include specific reference to any endorsements or exclusions that impact the coverage of pesticide activities by the business, including, but not limited to, the pesticide or herbicide endorsement on ISO form # CG2264, or its equivalent.
3. The State Chemist may be listed as a certificate holder on the certificate of insurance.